Cash Flow - Punjab & Sind Bank
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Registered Address
Head Office : "Bank House", , 21 Rajendra Place, , 1st Floor,
New Delhi, Delhi - 110008
Tel: 011-25812922, 25720849
Fax: 011-25781639
Email : complianceofficer@psb.co.in
Website : https://punjabandsindbank.co.in
Key Officials
Name Designation
Mr. Manoj Kumar General Manager
Mr. Arun Kumar Agarwal Chief Vigilance Officer
Mr. Nilendra K Prabhat General Manager
Listings
BSE , MCXSX , NSE ,  
Standalone
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Quarterly Results
Dec 25 Sep 25 Jun 25
Sales 3,041.98 2,998.87 2,910.66
Other Income 507.29 374.41 468.73
Gross Profit 594.28 505.06 540.10
Provisions Made 137.81 147.67 217.08
Depreciation 0.00 0.00 0.00
Taxation 120.05 62.87 53.86
Net Profit / Loss 336.42 294.52 269.16
Equity Capital 7,095.59 7,095.59 7,095.59
Balance Sheet
Mar 25 Mar 24 Mar 23
Share Capital 7,095.59 6,777.79 6,777.79
Reserve & Surplus 6,259.17 8,755.64 8,330.72
Deposits 129,774.02 119,409.55 109,665.49
Borrowings by Bank 14,229.52 9,770.86 9,018.38
Other Liability And Provision 4,456.87 2,942.69 2,662.14
Cash and Bank Balance 8,793.80 7,312.46 6,225.40
Net Block 1,778.86 1,755.78 1,519.42
Capital work in progress 0.00 0.00 0.00
Investment 46,912.31 49,599.16 44,838.42
Money at Call 26.26 70.55 71.32
Advances 97,299.90 82,736.38 76,819.43
Income Statement
  Mar25 Mar24 Mar23
Sales 11,481.30 9,693.98 7,992.73
Other Income 1,567.65 1,221.47 939.96
Operating Profit 1,482.64 1,087.06 1,768.17
Interest 7,697.64 6,852.93 5,019.35
Adjusted PBDIT 3,050.29 2,308.53 2,708.13
Depreciation 145.08 150.08 148.33
Adjusted PBT 2,167.83 1,964.49 2,729.70
Taxation 321.72 341.56 306.81
Net Profit / Loss 1,015.83 595.42 1,313.03
Key Ratios
  Mar25 Mar24 Mar23
NPM (%) 8.84 6.14 16.42
Capital Adequacy Ratio 17.41 17.16 17.10
Cost of Fund Ratio 5.34 5.30 4.22
Reported Return on Networth 7.60 3.83 8.69
Yield on Fund Advance 0.00 0.00 0.00
Registrar Details
MUFG Intime India Pvt. Ltd.
Noble Heights, Ist Floor, Plot NH 2, C-1 Block LSC, Near Savitri
New Delhi,110058,Delhi
Tel : 011-49411000
Fax : 41410591
Market Performance
Exchange BSE NSE
Last Traded Price (Rs.) 27.11 27.10
Last Traded Date 06/02/2026 06/02/2026
Last Traded Time - -
Change (%) -0.62% -0.55%
Day's Open (Rs.) 27.28 27.25
Previous Close (Rs.) 27.28 27.25
Day's High (Rs.) 27.34 27.32
Day's Low (Rs.) 27.04 27.00
Volume (Rs. In Lacs) 27.32 195.53
Bid Price (Rs.) 0.00 0.00
Bid Quantity
Offer Price (Rs.) 0.00 0.00
Offer Quantity
Exchange Code 533295 PSBEQ
Exchange Group B OtherEQ
Board Meetings
Date Purpose
17/01/2026 Quarterly Results
16/10/2025 Quarterly Results & Fund Raising
19/07/2025 Quarterly Results
Corporate News
Punjab & Sind Bank gets RBI nod to open branch in GIFT City
Punj. & Sind Ban - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Punj. & Sind Ban - Analysts/Institutional Investor Meet/Con. Call Updates
Punj. & Sind Ban - Permission From Reserve Bank Of India To Setup IFSC Banking Unit (IBU) At Gift City, Gujarat
Punj. & Sind Ban - General Updates
Share Holding Pattern as on 31/12/2025
Major Holder No. of Shares Percentage (%)
Promoters 6,659,051,093 93.85
Institutional Investors 295,482,673 4.16
Other Investors 17,566,936 0.25
General Public 123,484,518 1.74